Ask 1stFlorida
The lowest-priced part of Florida's coast is the Gulf shore of the Big Bend and the Nature Coast.
In the three months to June 2026 the typical home sold for under $250,000 in Taylor County (Steinhatchee, Keaton Beach), under $260,000 in Dixie County (Horseshoe Beach) and under $280,000 in Citrus County (Crystal River, Homosassa), and for under $325,000 in Levy County (Cedar Key) and Wakulla County (St. Marks, Panacea). Taylor, Dixie, Levy and Wakulla each have fewer than 50,000 people, and where so few homes sell in a quarter the figure moves more from one report to the next. Much of that shore is marsh, rivers and springs, and its beaches are small. For white sand with a city close by, Escambia County (Pensacola, with Pensacola Beach and Perdido Key) and Duval County (Jacksonville, with Atlantic Beach and Jacksonville Beach) had typical homes under $330,000. A condo costs less: in May 2026 the typical condo sold for under $150,000 in Pasco and Indian River counties and under $175,000 in Citrus. Near the water the price is only part of the cost. A homeowners policy does not cover flooding, so before an offer, price a flood policy for the address and look up its evacuation zone. Florida takes no income tax from Social Security, and once you own and live in the home, the homestead exemption lowers the tax.
Population 21,503. Typical home sale price $249,297 in the three months ending June 2026. Median household income $49,073; 21.2% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →Population 17,058. Typical home sale price $259,269 in the three months ending June 2026. Median household income $50,110; 23.9% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →Population 162,472. Typical home sale price $279,706 in the three months ending June 2026; typical condo $169,950 in May 2026. Median household income $56,546; 36.5% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →Population 45,391. Typical home sale price $324,086 in the three months ending June 2026. Median household income $56,750; 25.1% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →Population 35,387. Typical home sale price $321,543 in the three months ending June 2026. Median household income $81,895; 16.5% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →Population 325,923. Typical home sale price $324,983 in the three months ending June 2026; typical condo $540,000 in May 2026. Median household income $67,500; 17.9% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →Population 1,023,153. Typical home sale price $327,072 in the three months ending June 2026; typical condo $180,000 in May 2026. Median household income $71,277; 15.3% of residents are 65 or older. (Source: Redfin; U.S. Census Bureau, American Community Survey, published January 2026)
Open the county guide →A standard homeowners policy does not cover flooding. Flood is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually takes 30 days to start, so it cannot be bought the day a storm is named.
Read the answer →Look it up by address on the Florida Division of Emergency Management's Know Your Zone map.
Read the answer →The average Social Security check for a retired worker is $2,071 a month in 2026, just under $25,000 a year, and Florida takes no income tax from it.
Read the answer →The average Social Security check for a retired worker is $2,071 a month in 2026, just under $25,000 a year, and Florida takes no income tax from it.
It depends more on the county than on the state. In the three months to June 2026 the typical home sold for anywhere from under $160,000 in Madison County to more than $1.1 million in Monroe County, the Keys.
The ten lowest, by typical sale price in Redfin's latest figures, the three months to June 2026 for most counties, are Madison, Hamilton, Holmes, Jackson, Calhoun, Washington, Glades, Okeechobee, Taylor and Dixie.
Have a different question? Ask 1stFlorida →