01How do I register my car in Florida?
Within 10 days of establishing residency. Buy the insurance first: Florida needs proof of a policy from an agent licensed in Florida before it registers the car.
Read the answer →Ask 1stFlorida
What car insurance does Florida require?
Every vehicle with four or more wheels registered in Florida must carry at least $10,000 of Personal Injury Protection and $10,000 of Property Damage Liability, and you must show proof of both before the state will register it.
The policy has to come from an agent licensed in Florida, and the coverage has to stay in force without a break, even if the car is not being driven. Bodily injury liability, which pays for injuries you cause to other people, is not required by the state for an ordinary car; taxis must carry it. The minimum is what the law asks, not a recommendation, so price higher limits when you get quotes. If the coverage lapses, the state can suspend your driver license and your plate for up to three years and charge a reinstatement fee of up to $500.
Where to go from here.
01
02Why is home insurance so expensive in Florida, and how can I lower it?
Hurricane wind is the main cost in a Florida home policy, and the price is set by the address, the age and shape of the roof and how the house is built, so it can differ a great deal between two homes on the same street.
Read the answer →
03What do I have to do after I move to Florida?
The state starts the clock on the day you establish residency, and two deadlines come first.
Read the answer →Where this comes from.
- Florida Highway Safety and Motor Vehicles, Florida insurance requirements ↗ Read September 23, 2026
- Florida Highway Safety and Motor Vehicles, new resident ↗ Read September 23, 2026
More questions like this.
Where do retirees live in Florida?
Retirees are spread across the state, but some counties are far older than others.
Where do young professionals live in Florida?
Florida's youngest counties are its two big college towns. Leon County, around Tallahassee, home to Florida State and Florida A&M, and Alachua County, around Gainesville, home to the University of Florida, have a median age of about 32, the lowest in the state by the Census Bureau's latest five-year figures.
Where should a family with children live in Florida?
Start with the school, because in Florida the address decides it. The state grades its public schools and every school district from A to F each year; for 2025-26, 34 of the 67 districts were graded A, 23 B and 10 C, and none D or F.
Have a different question? Ask 1stFlorida →