What should I know about an HOA in Florida before I buy?
Before you sign a contract on a home in a homeowners association, the seller must give you a disclosure summary.
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Watering days in Florida are set by the state's five water management districts: Northwest Florida, Suwannee River, St. Johns River, Southwest Florida and South Florida.
Your city or county can be stricter, so check its rules first. In the St. Johns River and Suwannee River districts, lawns may be watered on no more than two days a week during daylight saving time and one day a week during standard time, on days set by the house number: odd numbers or no number on Wednesday and Saturday, even numbers on Thursday and Sunday, and in standard time Saturday for odd numbers and Sunday for even. Watering is never allowed between 10 a.m. and 4 p.m., and each zone gets no more than 3/4 inch of water or one hour a day. The South Florida district allows two or three days a week depending on the area, never between 10 a.m. and 4 p.m.; hand watering with a nozzle that shuts itself off is allowed at any time. In the Southwest Florida district the usual schedule is twice a week. In a drought a district can cut watering to one day a week, as several did in 2026, so look up your district's current days before you set the timer. A homeowners association cannot stop you from using Florida-friendly landscaping, plants matched to the spot that need less water and fertilizer, and cannot make you water against a water shortage order.
Before you sign a contract on a home in a homeowners association, the seller must give you a disclosure summary.
Read the answer →More than 93 percent of Floridians drink groundwater, much of it from the Floridan aquifer, a layer of limestone under the state.
Read the answer →Florida's year divides by rain more than by temperature. The wet season runs from about the middle of May to the middle of October.
Read the answer →Florida has 20 kinds of termites, more than any other state, and the colonies eat wood all year.
Look it up by address on the Florida Division of Emergency Management's Know Your Zone map.
The state starts the clock on the day you establish residency, and two deadlines come first.
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