Thank your for visiting 1st Florida.com, the Corporate web site of 1st Florida State Mortgage Corporation. Since 1994, 1st Florida State Mortgage has helped hundreds of thousands of American families realize the dream of home ownership. Our experience in residential finance has given us the insight needed to help consumers effectively obtain ownership. At 1st Florida State Mortgage Corporation we are ever mindful that our performance and reputation are predicated on our devotion and determination to achieve complete customer satisfaction. Our Corporate and ethical responsibilities are taken very seriously and is based on integrity and responsibility. For integrity is the basis of right thinking is formed. As a mortgage Lender in the state of Florida, we are determined to play a critical role in ensuring that the dream of home ownership is attainable to everyone. We feel home ownership creates wealth and enables individuals and families to prosper, while playing a vital role in the health our our country's economy.
Thank You for visiting 1st Florida State Mortgage Corporation corporate offices web site. We are eager to serve your needs and count you among our satisfied customers.
THE PREMIER NET BRANCH LENDER
Branch Opportunities
For more than a decade 1st Florida State Mortgage Corporation has served as one of the premier net branch lenders in the Mortgage Industry. Our business philosophy is progressive and result oriented. 1st Florida State Mortgage Corporation branch program is the most comprehensive and practical solution for building your mortgage business. Our industry experts identified key resources that are crucial to a Branch managers's success and then put them in a comprehensive program for your convenience. As a 1st Florida State Mortgage Corporation Branch Office, your branch will gain recognition, administrative support and operational efficiency under the guidance of our expert corporate team. Click to find out the first step toward the most rewarding decision you can make.
|
Industry News Get the latest industry News and events happening throughout the mortgage industry. |
Mortgage Fraud Fraud against lenders is a rapidly growing problem. It can affect not only lending institutions, but innocent homeowners and the community at large. It is a problem that requires the close cooperation of law enforcement and the real estate finance industry. That cooperation includes educating the general public as to what constitutes mortgage fraud and what the consequences of mortgage fraud are. More
|
|
Identity Theft Identity theft is when someone takes and uses your personal information (such as your name, social security or credit card number) without your permission to commit fraud or other crimes. These criminals take the identities of others to open new credit cards; obtain phone or utility accounts, loans, or employment; open bank accounts; and/or pass fraudulent checks. According to the FBI, identity theft is the fastest growing crime in America. Click to find you what you can do. (MORE) |
Mortgage Terms Buying a home can be one of the most valuable and significant investments an individual can make. Laws and contracts regulating one's rights and obligations as a property owner form the foundation of our legal system.
Because of this long history, many terms used in real estate may have implications that are not at first apparent. Click below for a list of mortgage term definitions of all the terms commonly encountered. |
|
What is a FICO Score? A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its pioneering work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrowers credit history into a single number. Fair, Isaac & Co. and the credit bureaus do not reveal how these scores are computed. The Federal Trade Commission has ruled this to be acceptable.
(More)
|
Newsletter Our newsletter is a alert to what's new in the industry. It covers the highlights of the Mortgage Market and informs readers of niche viewpoints. Click Here
|
